Software Source Code Product Description

This software source code product is an Android app written in Android Studio using Java. The back-end files are developed using both PHP and Node.Js. It is a comprehensive solution that allows users to register for a money wallet account and perform various financial transactions.

Value Proposition

The software source code product offers a convenient and secure way for users to manage their finances. With features such as peer-to-peer money transfer, contactless payments, and utility bill payments, it provides a comprehensive solution for users' financial needs. The source code is flexible and can be easily integrated with other payment gateways, making it suitable for customization and scalability.

Features

Peer-to-Peer Money Transfer

• Send money to other wallet accounts


• Send money to other banking wallets eg payoneer and paypal


• Send money by scanning QR codes generated by other users of the app


• Uses One Time Pin (OTP) for account verification and activation (firebase)


• Two-factor authentication for enhanced security

Recharge/Top Up/Deposit Your Account

• Choose preferred top-up options


• Top up your account with a credit or debit card(Visa and Mastercard supported)


• Top up your account with other mobile wallets

Contactless Payments with Phone

• Swipe right to access payment options


• Pay with NFC by waving your phone to a POS device


• Pay with QR code by scanning the QR code provided by the seller


• Generate QR code for the seller to scan

Registration

• Fill in personal details


• Provide identification (Passport or National ID)


• Verify phone number using One Time Pin (OTP) and Two-factor Authentication (2FA)

Login

• Login using your account details

Integrations

• Easy integration with other payment gateways of your choice(Airtel, Stripe, PayPal, Payoneer etc)


• Supports all programming languages and frameworks such as JavaScript, JSON, Curl, and PHP

Source Code

• Flexible and scalable source code


• Can be easily migrated to different frameworks


• Can be imported to Flutter for cross-platform development


• Written in Java


• No need for changes or edits when changing back-end or servers

Resources and Source Code Features

• The mobile app code is written in Java


• Back-end is developed using PHP and Node.js